Him Swalamban Yojna-Loan Scheme for SC/ST Persons for Starting Transport, Service, Agricutlure Secto: Himachal Pradesh

Details of Him Swalamban Yojna-Loan Scheme for SC/ST Persons for Starting Transport, Service, Agricutlure Secto
ParticularsDescription
Name of the SchemeHim Swalamban Yojna-Loan Scheme for SC/ST Persons for Starting Transport, Service, Agricutlure Secto
Sponsored byBoth: Central & State Government
Funding PatternShared by the promoter (5%), NNSFDC (85%) and State SC/ST Development Corporation (10%). A loan of upto Rs.5 Lakhs may be given at 6% PA rate of interest. Higher rate of interest may be charged for loans upto the national average of Rs.30 lakhs.
Ministry/DepartmentState Government PSU
DescriptionThis loan scheme is for low income SC/ST families for starting a business transport, service, agriculture and allied industrial services sectors.
BeneficiariesIndividual,Family,Community,
Benefits
Benefit TypeLoan,
Eligibility criteria1. Members of Scheduled Caste or Scheduled Tribe Families who are bonafide residents of Himachal Pradesh 2. Annual income limit for rural areas: Rs.40,000/- urban areas: Rs.55, 000/- 3. Age limit: 18 to 55 years (In case of Transport loan 20 to 53 years having valid license for the vehicle concerned) 4. Who is not a defaulter of any financial institution/bank
How to AvailApproach office of the Himachal Pradesh Schedule Cast And Tribe Development Corporation.
Validity of the Scheme
Introduced On 04 / 06 / 2008
Valid Upto 31 / 03 / 2012
Reference URLhttp://himachal.gov.in/hpscstdc/Sch-HimSwabEng.htm (External website that opens in a new window)

Source: National Portal Content Management Team  (Himachal Pradesh, 17-09-2011)